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1Ls: Applying for Financial Aid

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Applying for Grad PLUS/Private Loans

Computer Loan FAQ
Cost of Attendance
Direct Deposit
FAFSA
Grad PLUS Application
How to Make Payments 
How to Request a Refund
In-school Loan Deferment Information 
Tax FAQ
How to View Your Award Notice


There is no priority financial aid deadline for entering 1Ls and all information is strictly confidential. All students receive full consideration for financial aid regardless of when an application is submitted, but we recommend submitting by August 1 to ensure that your financial aid is in order prior to the first day of classes.

There are four types of financial aid for which you may qualify: outright grants, need-based grants, competing grants, and loans.

  • Admitted students are automatically considered for outright grants, and no separate application is required. We begin processing the bulk of our outright grants in mid-December; by late January, we are caught up with awards for offers made through the end of the year, and from that point through the end of the season, an outright grant, if any, is made within about two weeks of an admissions offer. If you are not eligible for an outright grant, we will let you know that in this same timeframe.

  • Need-based grant decisions are made by the Financial Aid Office. To determine if you might qualify for need-based grants, admitted students must complete our simple online questionnaire, available in early March, on the Admitted Students website. Click on "Financial Aid" and "Need-Based Application" to access the questionnaire. If it appears that you may be eligible for need-based grants after completing the questionnaire, we will direct you to complete additional financial aid information on the 2021-22 College Scholarship Service Profile (CSS Profile) to assist us in determining your available resources. At Michigan, because parent information is not required to apply for aid, we will disregard the data if you have completed the parental information for another school. (Please note, however, that parental information will be required for applicants attending school on a visa). Please note that we will not look at the CSS Profile until after you first complete our form; completing the CSS Profile alone is not sufficient to be considered for need-based aid.

  • In cases where no outright grants have been offered, the Financial Aid Office is often able to take financial aid offers from competing schools into account to make grants. Eligible admitted students will receive more information on this process when notified of our outright grant decision.

  • Loans are processed in the Financial Aid Office beginning in March. Federal loans are available to law students through two loan programs: Federal Direct Unsubsidized Loans and Federal Direct Graduate PLUS Loans. To apply for federal loan assistance:
     
  • Complete and submit a 2021-2022 Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. Your (and, if you are married, your spouse's) information must be recorded on the FAFSA. Please note that if you are a U.S. citizen or permanent resident, you do not need to provide parental information. If you are eligible for federal loans, you can receive up to $20,500 per academic year ($10,250/semester) in a Direct Unsubsidized Loan. "Unsubsidized" means that you are responsible for any interest that accrues while you are enrolled, during loan deferments, and during your grace period. However, you are not required to begin repayment until 6 months (your grace period) after you graduate or fall below half-time enrollment (though you may pay at any time without penalty, and paying early will save you interest charges).

  • Be sure to request that a copy of the FAFSA report be released to the University of Michigan Law School by using our school code, #E00506. (Note that other departments at the University of Michigan use a different number.) Be sure to retain a copy of the completed form for your records.

  • You may wish to apply separately for a Federal Direct Graduate PLUS (commonly referred to as "Grad PLUS") in addition to Direct Unsubsidized Loans, depending on your budget and assets. (For advice about that or how to apply for a private loan, please feel free to contact us.) A comparison of different types of loans is available here. Unlike Direct Unsubsidized Loans, Grad PLUS Loans do not have a 6-month grace period, which means any accrued interest will capitalize (be added to your principal loan balance) when you graduate or enroll less than half-time. However, repayment is still not required to begin until 6 months after those enrollment status changes. Since credit approvals expire, the earliest you should apply is June 1 of the year in which you will enroll. If you borrow a Grad PLUS Loan, please be sure to complete the School's Grad PLUS Loan application, and not the one on the StudentAid.gov website.

  • Enrolling students with Direct Unsubsidized Loans must complete entrance counseling as well as complete the Master Promissory Note, both available on the StudentAid.gov website. Please note that there are separate promissory notes for Direct Unsubsidized and Grad PLUS loans and if you are borrowing both, you will need to complete a promissory note for each.


Questions? Please email, call, or make an appointment to visit!

The University of Michigan Law School
Financial Aid Office
701 South State Street
Jeffries Hall, Suite 2200
Ann Arbor, MI 48109-3091
Telephone: 734.764.5289
Fax: 734.763.7761
Email: lawfinaid@umich.edu