Other Student Loan Programs—Supplemental Sources of Financial Aid
Each listing has its own criteria, but deadline dates, selection conditions, application processes, and other details change more quickly than we can update this page. Please contact each individual source for complete, up-to-date details.
Stafford Subsidized and Unsubsidized Loans
Stafford Subsidized and Unsubsidized Loans are funded by the federal government through the Department of Education and have an interest rate of 6.8 percent fixed. Subsidized loans are limited to $8,500 per year, and the recipient must demonstrate financial need to qualify. Unsubsidized loans may be as great as $20,500 per year, and are available to students regardless of financial need. The total of subsidized and unsubsidized loans cannot exceed $20,500 per year. Further details on these programs are available in the Financial Aid Office.
Grad Plus Loans
Grad PLUS Loans are funded by the federal government with an interest rate of 7.9 percent fixed. Students may request to borrow up to the cost of education minus all other aid received for the academic year. Grad PLUS loans offer a fixed interest rate, flexible repayment terms, and have less stringent credit criteria than a private loan. Further details and application instructions are available on our loan comparison chart/FAQ (PDF).
Private loans are available to law students from several lenders, including CitiBank and Sallie Mae. The loans are offered at variable interest rates (with no cap on the interest rate) that are determined by your credit history and that of your co-signer. Most private lenders strongly encourage a co-signer. The loan comparison chart/FAQ (PDF) provides a sample list of loan providers.